Summary of our loans

At Juo Loans we offer a range of loans from £1000 to £3000, over 1 to 3 years, with or without a guarantor.

  • See how much you could borrow without affecting your credit score
  • If approved, receive money the same day
  • CCJ’s or low credit rating OK
  • No fees for early repayment*
  • UK customer service
  • Direct lender, not a broker

Guarantor loans

A guarantor loan is when the loan is guaranteed by someone else. A guarantor is usually a close friend or family member who knows the borrower well. By guaranteeing the loan, they support the borrower, which means that they’re responsible for the monthly repayments if the borrower doesn’t meet them.

By having a guarantor, this shows that someone else trusts that the borrower can make the monthly repayments, which means we are able to offer a lower APR.

  • 49.9% APR
  • See how much you could borrow without impacting your credit file
  • Simple online application
  • No pressure, we’ll hold your application until you find the right guarantor

*Minimum loan term 21 days

Personal loan

With our personal loan there’s no need to find a guarantor, simply complete the application and if approved your funds could be with you the same day.

  • 99.9% APR
  • See how much you could borrow without impacting your credit file
  • No guarantor needed
  • Simple, secure online application
  • Fast pay out

Your loan, you’re in control

We put you in control. With our useful loan calculator you can see how much your monthly repayments would be over a range of terms, so you’re able to choose the loan option which is affordable to you.

Once you’ve taken a loan we’re flexible, so if you’d like to make extra repayments or repay early, you can do this. By reducing the term of your loan you’ll save money on the overall interest you pay.

*Minimum loan term 21 days